how-to-buy-your-next-home-without-a-contingent-sale

October 22, 20251 min read

The Problem: Contingent Offers Are Losing Ground

In today’s competitive housing market, contingent offers are a tough sell. When multiple buyers are bidding on the same home, sellers often choose offers that don’t depend on another property selling first. This leaves many homeowners stuck — unable to buy their dream home until their current one closes.

The Solution: Bridge Loans

At Summit Funding, we offer one of the most flexible and competitive bridge loan programs available. A bridge loan helps you access the equity in your current home before it sells, giving you the funds you need for a down payment on your next home. This lets you make a strong, non-contingent offer — putting you in a much better position to compete.

How It Works

Here’s the beauty of this program: we front you the funds from the home you’re selling so you can confidently move forward on the one you’re buying.
And unlike traditional financing options, you won’t have to carry two mortgage payments at once. That’s a major advantage for anyone juggling timing between two transactions.

Why Buyers Love It

  • ✅ Make stronger, non-contingent offers

  • ✅ Access equity before your home sells

  • ✅ Avoid double payments

  • ✅ Simplify your move and timeline

Take the Next Step

If you’re ready to buy your next home but don’t want to wait for your current one to sell, a bridge loan could be the perfect fit.
I can assess your situation in less than 10 minutes and show you exactly what’s possible.

📞 Call today to see if a bridge loan makes sense for you.

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